1. Who these terms apply to
These Terms & Conditions govern your use of the website, mobile applications and related digital services provided by FT PVT. LIMITED ("we", "us" or "our"), together called the "Services". They apply to our current apps and to future apps that are offered under, or link to, these terms.
Different apps have different features. A clause about a particular feature, such as accounts, file access, advertising or subscriptions, applies only where that feature is offered. These terms do not promise that every app includes every feature described here.
By using the Services, you agree to these terms to the extent permitted by applicable law. If you do not agree, do not use the Services. Where a separate acceptance step is required, we will request it.
2. App-specific and platform terms
An app may have additional terms, eligibility requirements, purchase conditions or feature-specific notices. Those additional conditions apply when presented to you as part of the relevant service. Where an app-specific condition conflicts with these general terms, it takes priority for that app or feature, subject to applicable law.
The terms of the app store, payment provider or operating system you use may also apply. Nothing here overrides mandatory consumer rights or replaces the information shown to you before a purchase.
3. Eligibility and responsible use
You must satisfy the age rating and eligibility requirements of the particular app and the laws that apply where you use it. Where parental or guardian consent is required for a minor to use an app, that consent must be obtained. An app restricted to adults must not be used by someone who does not meet that restriction.
You are responsible for using the Services lawfully and for ensuring that you have permission to access any device, account, file or other content you use with them.
4. Permission to use our Services
Subject to these terms and applicable store conditions, we give you a limited, non-exclusive licence to use the Services for their intended purposes on devices you own or are authorised to use. This permission does not transfer ownership of our software or intellectual property.
Do not sell, sublicense or redistribute our software without permission, or remove ownership notices. Restrictions on copying, modification or reverse engineering apply only to the extent allowed by law; they do not prevent activities expressly permitted by applicable law or a relevant open-source licence.
5. Prohibited activities
You must not use the Services to:
- Violate the law or another person's privacy, intellectual-property or other rights.
- Introduce malicious code, interfere with operation or attempt unauthorised access.
- Bypass payment, security or access controls, except where a legal right permits the activity.
- Submit fraudulent information, impersonate others or misuse support channels.
- Collect, upload, share or process content you do not have the right to use.
6. Accounts, devices and permissions
If an app offers an account, provide accurate information and protect your sign-in details. Contact us if you believe an account associated with our Services has been accessed without authorisation. Apps that do not offer an account do not require you to create one under these terms.
You control the permissions you grant through your device settings. Denying or revoking a permission may limit a feature that depends on it. Refer to the relevant app's privacy policy and permission notices for details.
Compatibility depends on factors such as device hardware, operating-system version, available storage and the app version. You are responsible for your device, connectivity and any charges imposed by your network provider.
7. Your content, files and local data
You retain your rights in documents, entries and other content that you own. Using an app does not transfer ownership of that content to FT PVT. LIMITED. You are responsible for having the rights needed to use content through the Services.
If a feature allows you to submit or upload content to us, you authorise only the processing needed to provide that feature, respond to your request and meet applicable obligations, as explained in its notices and privacy policy. This clause does not mean that all apps upload content or that we receive files processed only on your device.
Keep independent copies of important information where appropriate. Clearing storage, deleting entries, uninstalling an app or losing a device may remove local data. Do not assume that an app provides backup or recovery unless that feature is expressly offered.
8. Privacy and information handling
Each app's privacy policy explains the information it accesses or processes, relevant permissions, third-party services and available choices. Review the policy linked from the app or its listing. Website privacy information is available in our Website Privacy Policy. Find each app’s policy through its app detail page.
These general terms do not replace app-specific privacy disclosures, create consent for processing that requires a separate choice, or change the practices described in an app's policy. Privacy and deletion requests can be sent to kcorporation70@gmail.com.
9. Advertising and third-party services
Some apps may show advertisements or use third-party services for functions such as analytics, configuration, notifications or payments. The services used by a particular app are described in its privacy policy and relevant notices.
External websites, advertisements and services are operated by their respective providers. Their own terms and privacy practices may apply. A link or advertisement is not a guarantee or endorsement of the provider's products or claims.
If an app offers an ad-free purchase, the scope of that purchase is the benefit described at checkout. Removing advertisements does not by itself disable analytics, diagnostics or other non-advertising functionality.
10. Paid features, trials and subscriptions
Some apps may offer paid features, one-time purchases or subscriptions. Before purchasing, review the displayed price, currency, billing period, benefits, renewal conditions and any trial or introductory offer. Only offers actually shown to you apply; these terms do not promise a free trial or a particular price.
Where a subscription is sold as automatically renewing, charges continue according to the terms presented at purchase unless you cancel renewal through the relevant store or provider. Other purchase types, including prepaid plans, follow their displayed conditions.
Purchases are processed by the provider identified at checkout. Google Play purchases are processed through Google Play, and we do not directly receive your full payment-card or bank details for those purchases. Any changes to pricing or subscription terms will follow applicable law and platform requirements, including notice or consent where required.
11. Cancellation and refunds
Manage subscriptions through the store or provider where you bought them. For Google Play purchases, use the subscriptions section of your Google Play account and follow the cancellation instructions. Uninstalling an app or deleting its local data does not cancel a subscription.
Cancellation, remaining access and any outstanding payment commitments depend on your plan and applicable store rules. Refund eligibility depends on the purchase, circumstances, applicable platform policy and the consumer rights available to you. These terms do not impose a blanket no-refund rule or remove legal remedies.
See Google Play's subscription guidance and Google Play's refund policies. You may also contact us for help identifying the relevant support route.
12. App information, estimates and results
Features that display calculations, estimates, reminders or progress indicators depend on the information entered, device behaviour and the app's stated limitations. Check important results independently before relying on them for consequential decisions. We do not promise a particular personal, financial, health or productivity outcome.
Where an app provides health, wellbeing or habit-related information, it is general information and personal-support functionality, not medical advice, diagnosis or treatment, unless the specific service expressly states otherwise and is lawfully provided on that basis. Consult an appropriately qualified professional about health decisions. No app should be treated as an emergency service.
App-specific descriptions and notices explain the intended purpose of each product. Do not rely on a feature for a purpose it is not designed to serve.
13. Our intellectual property
Our branding, software, website design and original content are protected by applicable intellectual-property rights, except for materials owned by other parties. Product and company names belonging to third parties remain their property.
Any third-party or open-source components remain subject to their applicable licences. Contact us if you believe material in our Services infringes your rights, and provide enough information for us to identify and review the concern.
14. Updates, availability and ending use
We may improve, change, update or discontinue features or Services. Availability may be affected by maintenance, technical problems, device compatibility or third-party services. We do not guarantee uninterrupted access or support for every device indefinitely.
We may restrict access where reasonably necessary to address a material breach, misuse, a security risk or a legal requirement. We will provide notice and an opportunity to address an issue where appropriate and legally required. Changes, restrictions or discontinuation remain subject to applicable purchase commitments and consumer rights, including any required remedies.
You may stop using an app at any time. If you have an active subscription, cancel it separately through the relevant provider if you do not want it to renew.
15. Responsibility and legal protections
We aim to provide useful Services, but cannot guarantee that they will be error-free, meet every individual requirement or be suitable for every purpose. Any exclusion of a warranty or limitation of responsibility applies only to the extent permitted by applicable law.
Nothing in these terms excludes or limits liability or rights that cannot lawfully be excluded or limited, including applicable consumer guarantees, remedies for defective services, or liability for fraud. These terms do not require you to waive mandatory protections available where you live.
16. Questions, complaints and disputes
If you have a concern, contact FT PVT. LIMITED at kcorporation70@gmail.com with the app name, a description of the issue and relevant non-sensitive details so we can review it.
Your rights to contact a regulator, use an available dispute-resolution process or bring a claim in a competent court remain subject to applicable law. These terms do not impose mandatory arbitration or remove access to a court or remedy where the law protects it.
17. Changes to these terms
We may revise these terms when our Services, business practices or applicable requirements change. We will update the date on this page and provide additional notice, or request agreement, where required for a material change.
Changes apply from the date specified in the relevant notice or otherwise as permitted by law. They do not retrospectively remove rights relating to a completed purchase. If you do not accept a change, you may stop using the affected Service and exercise any cancellation or other rights available to you.
New apps may refer to these general terms, but new features or processing practices may also require additional terms, consent or an app-specific privacy policy.
18. Contact information
FT PVT. LIMITED
Website: ftpvtlimited.github.io
Email: kcorporation70@gmail.com
For support, privacy questions or questions about these terms, include the name of the app concerned. Please do not send passwords, full payment details or confidential documents.